What Does “Credit Repair” Mean?

Our world deals with credit. We pay for just about everything with cards rather than cash. When you pay for something with a card, that card is either linked to your bank account or to a credit account. A card linked to your bank account is called a debit card, while a card linked to a credit account is known as a credit card.



So, what exactly is credit and why would it need to be “repaired?” Let’s take a look at the answers to these questions and others relating to good and bad credit.


What is Credit?


Credit is the name given to a trust that exists between a money lender and a money spender. When the lender provides the spender with money, it’s with the understanding that they’ll receive payment at a later date.


Opening a line of credit gives you access to a certain amount of money through a credit card. You can build up good credit in several ways, including making your payments in full and on time. Bad credit can develop as you miss payments or only make partial payments among other things.


Life Designers LLC has a proven process for repairing bad credit. Whether you are looking for complete credit repair services or just credit counseling, we can help! We know credit repair and love to help people. Our blog’s purpose is to educate, inform, and inspire you on the road to a brighter financial future.

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